Flood Insurance

When it comes to protecting your personal belongings, renters insurance is your safety net, providing peace of mind that your furniture, electronics, and cherished items are safeguarded against unforeseen events like theft or fire, all while being budget-friendly. Whether you’re renting an apartment in the city or a cozy cottage by the lake, our dedicated team is here to customize a policy that suits your unique lifestyle and ensure that you are never left vulnerable. Renting should be about enjoying your space, and with the right renters insurance, you can focus on creating memories instead of worrying about the unexpected. Let us guide you through this essential coverage, so you can rest easy knowing your belongings are in good hands.

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Flood Insurance

Flood damage can be devastating for any family, and most flood losses are not covered by your standard home insurance policy. Also, don’t rely on the federal government to assist you in the event of a massive flood situation.

Your standard flood insurance policy would apply to homes, condos, mobile homes, businesses and rentals that are in flood zone areas. Typically, your flood insurance policy is dependent on your flood zone risk.

We have multiple options for your flood insurance in state:

Building, contents, replacement cost coverages
Different coverage options available
Standard flood insurance coverage
Optional excess flood coverage
Affordable rates

Flood coverage Insurance

Building coverage is designed to protect the structure of your home or business and cover appliances and other property items that are considered part of your property including air conditioners, dishwashers and cabinets. You will also want to consider coverage for your personal property as well, such as furniture and clothing.

Policies have different options so contact one of our staff at 302.655.7999 for any questions you may have about your New York flood insurance policy.

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