Homeowners Insurance

When it comes to protecting your personal belongings, renters insurance is your safety net, providing peace of mind that your furniture, electronics, and cherished items are safeguarded against unforeseen events like theft or fire, all while being budget-friendly. Whether you’re renting an apartment in the city or a cozy cottage by the lake, our dedicated team is here to customize a policy that suits your unique lifestyle and ensure that you are never left vulnerable. Renting should be about enjoying your space, and with the right renters insurance, you can focus on creating memories instead of worrying about the unexpected. Let us guide you through this essential coverage, so you can rest easy knowing your belongings are in good hands.

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Your home is the usually the biggest purchase you will make and is your most valuable asset. If you have any damage, you need a insurance agent that can help you find a company that fits your needs and able to settle your claims quickly. At Mcafee Insurance Agency, we will help you find the right fit for your needs with providing quality service and affordable pricing.

Homeowner policies will differ on where you live, the valuables in the home and which coverages you choose. A homeowner insurance plan can cover you financially if you have a loss due to fire, theft or other events, in addition to the event if someone is injured on your property.

At Mcafee Insurance Agency, we have the home insurance agents that can tailor a specific package to your needs and risks. We have access to many top rated companies to find you the best fit at a fair price. We can quickly compare rates to ensure you don’t have any gaps in coverage down the road.

Homeowners insurance policy coverages

Property Coverage – to pay for repairs to your home, garage or other buildings that are damaged.
Personal Property – if you have a loss of valuables in your home like jewelry, electronics or guns due to theft or damage.
Liability – this can cover if there is a claim when someone is injured or their property is damaged.
Medical Expenses – this would be medical coverage for someone that is injured, other than a resident, on your property.
Living Expenses – if you have a complete loss, you may need extra temporary housing or food when you’re forced from your home.

There may also be other coverages that you many want to consider in addition to your basic homeowners policy. These may include personal umbrella, automobile, flood, earthquake or jewelry insurance. Our agents at Mcafee Insurance Agency can help you understand your other risks and help you evaluate whether you may need additional coverages in your home insurance plan.

Here are some additional lines of insurance that we service: